telefon.setBorder(BorderFactory.createTitledBorder
           (BorderFactory.createEtchedBorder( 0 ), "   Т Е Л Е Ф О Н   ",
                  TitledBorder.CENTER,TitledBorder.TOP));

       JPanel panel =  new  JPanel();

//     intTelefon.setBorder(BorderFactory.createTitledBorder("Т Е Л Е Ф О Н"));
       intTelefon.setBorder(BorderFactory.createTitledBorder
                 (BorderFactory.createEtchedBorder( 0 ), "   Т Е Л Е Ф О Н   ",
                  TitledBorder.CENTER,TitledBorder.TOP));


       longOsRach.setBorder(BorderFactory.createTitledBorder("Р А Х У Н О К"));
        new  SetUpOsRach(longOsRach);

       doubleSumaVID.setBorder(BorderFactory.createTitledBorder(" Сума ОТ "));
       doubleSumaDO.setBorder(BorderFactory.createTitledBorder(" Сума ДО "));

       locale = Locale.getDefault();
       dataFrom.setSize( 50 , 200 );
       dataFrom.setLocale(locale);
       dataFrom.setDateFormatString("dd.MM.yyyy");
       dataFrom.setBorder(BorderFactory.createTitledBorder(" Дата ОТ "));
       SetUpDataFrom df =  new  SetUpDataFrom(dataFrom,dataTo,intTelefon,longOsRach);

       dataTo.setSize( 50 , 200 );
       dataTo.setLocale(locale);
       dataTo.setDateFormatString("dd.MM.yyyy");
       dataTo.setBorder(BorderFactory.createTitledBorder(" Дата ДО "));
       SetUpDataTo dt =  new  SetUpDataTo(dataTo,dataFrom,intTelefon,longOsRach);

       panel.add(intTelefon);
       panel.add(longOsRach);
       panel.add(doubleSumaVID);
       panel.add(doubleSumaDO);
       panel.add(dataFrom);
       panel.add(dataTo);
        return (panel);