function CF_CLIENT_infoFormula return CHAR is
res varchar2(2000);
begin
  select c.name || 
         DECODE(c.address , NULL, '', ' Юр. адрес: ' 	|| c.address) || 
         DECODE(c.ftel			, NULL, '', ' тел. ' 			|| c.ftel) ||
				 DECODE(c.inn			, NULL, '', ' ИНН: '				|| c.inn)	into res 
	from supermag.smclientinfo c 
	where c.id = :P_MoneyIn;
	return res;
exception
	when others then return '';
end;