public static void Save(string file, Settings c)
        {
            try
            {
                if (File.Exists(file))
                    File.Delete(file);

                var xs
                   = new XmlSerializer(c.GetType());
                var writer = File.CreateText(file);
                xs.Serialize(writer, c);
                writer.Flush();
                writer.Close();
            }
            catch (Exception ex)
            {
                MessageBox.Show(ex.Message);
            }
        }

public static UserSettings Load(string file)
        {
            if (!File.Exists(file))
            {
                var cfg = new Settings();
                Save(file, cfg);

                return cfg;
            }

            // TODO: MAke this binary
            var xs = new XmlSerializer(
                  typeof(Settings));
            var reader = File.OpenText(file);
            var c = new AccountSettings();
            try
            {
                c = (Settings)xs.Deserialize(reader);
            }
            catch (Exception ex)
            {
                throw new Exception(ex.Message, ex);
            }
            reader.Close();
            return c;
        }