function CreateCoursesXML()
   {
      var xmlDoc = new ActiveXObject("MSXML2.DOMDocument");
      var objFSO = new ActiveXObject("Scripting.FileSystemObject");
      var path = "C:\\CoursesForGAF.XML";
      var objFile = objFSO.CreateTextFile(path, true, true);
      try
      {
         header = xmlDoc.createProcessingInstruction("xml", "version='1.0'");
         xmlDoc.appendChild(header);
         xrates = xmlDoc.appendChild(xmlDoc.createElement("xrates"));
         xrate = xmlDoc.createElement("xrate");
         xrates.appendChild(xrate);
         ...
         objFile.write(xmlDoc.xml);
      }
      catch(error)
      {
         alert('Error description: ' + error.description);
      }
      finally
      {
         if (objFSO != null)
         {
            objFSO = null;
         }
         if (objFile != null)
         {
            objFile.close();
            objFile = null;
         }
      }
   }

<xrates xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" 
	xs:noNamespaceSchemaLocation="xrate.xsd">